Direct business lending powered by Wall Street precision and Silicon Valley velocity
Swipe America LLC is a direct business lender headquartered in the heart of New York's financial district. We combine institutional-grade capital infrastructure with the speed and agility of modern fintech.
As direct lenders, we control every aspect of the funding process—from application to approval to funding. No intermediaries. No delays. Just capital delivered with precision.
Since our founding, we've funded over $2 billion in business capital across thousands of transactions, becoming a trusted partner for companies seeking growth funding.
We believe business lending should match the velocity of modern commerce. Traditional banks move slowly. We move fast—without sacrificing quality or compliance.
Funding velocity that scales with your business momentum
Institutional precision without the institutional delays
Flexible underwriting tailored for growth
Trusted by companies across every industry
To deliver capital with the velocity of modern commerce and the precision of Wall Street's most sophisticated institutions.
We exist to eliminate the friction between ambition and execution—providing business owners with the financial momentum to capture opportunities before they disappear.
Speed is capital. Every hour matters when opportunity knocks. We move at the pace of your business, not bureaucracy.
No hidden fees. No surprises. Clear terms, honest conversations, and straightforward pricing from day one.
We're not transactional. We build relationships. Your success is our benchmark, and we invest in long-term growth.
Institutional-grade underwriting meets modern technology. Every decision is data-driven, risk-calibrated, and strategically sound.